* { padding: 0; margin: 0; }

body {
 background-color: #cfe6da;
 font-family: Arial, Helvetica, sans-serif;
 font-size: 13px;
}

#wrapper { 
 background-image: url(img/background.gif); 
 background-repeat: repeat-y; 
 margin: 0 auto;
 width: 840px;
 margin-bottom: 0px;
 padding-bottom: 0px;
}

#header {
 background-image: url(img/header_bg.jpg);
 background-repeat: repeat-x;
 width: 100%;
 color: #333;
 height: 110px;
 margin: 0px 0px 0px 0px;
}

#navigation {
 background-image: url(img/nav_bg.jpg);
 background-repeat: repeat-x;
 height: 36px;
 width: 100%;
 color: #333;
 margin: 0px 0px 0px 0px;
}

#navimages {
 margin: 0 auto;
 height: 36px;
 width: 840px
}

#bottom {
 margin: 0 auto;
 margin-top: 0px;
 background-image: url(img/bottom.jpg);
 background-repeat: none;
 height: 45px;
 width: 840px;
}

#content { 
 width: 840px;
 color: #333;
 margin: 0px 0px 0px 0px;
}

#footer {
 margin: 0 auto;
 width: 840px;
}

#footer p {
 font-size: 12px;
 color: #335c47;
 text-align: center;
}

#subnavigation {
 padding-top: 10px;
 font-size: 13px;
}

.columns {
margin: 0px 30px 0px 30px;
}

.img {
 padding: 0; margin: 0;
}

.cards {
 float: right;
 margin: 10px;
}

.cards img {
 border: 5px solid #e3e3e3;
}

p {
 line-height: 1.25em;
 font-size: 14px;
 color: #333333;
 padding-bottom: 20px;
}

h1 {
 font-size: 20px;
 color: #1864af;
 margin-bottom: 10px;
}

hr {
 margin-bottom: 10px;
 margin-top: 10px;
 background-color: #e3e3e3;
 border: 0;
 height: 1px;
}

a:link, a:visited {
 padding: 0 0 1px 0;
 text-decoration: underline;
 color: #1864af;
}
	
a:hover {
 text-decoration: underline;
 color: #40720b;
}